At first glance you might think covering a recreational vehicle (or RV) is just like getting ordinary auto insurance, but the freedom of the motorhome lifestyle brings a few extra potential headaches that make this specialized policy worthwhile.

For example, windshield coverage is a must in a camper, given both the significant costs of fitting such a large sheet of glass and the fact that you’ll often need a replacement from a specialized supplier.

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RV insurance will often also include enhanced coverage for your personal possessions, meaning you can relax when taking those extra creature comforts and gadgets on a motorhome trip. Additionally, make sure to look for a camper insurance policy that covers theft as well as damage in a collision or fire.

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While most insurance has limits on individual items, RV insurance policies often include a specific allowance for awnings and gas bottles, both of which can be particularly expensive to replace.

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When considering motorhome or RV insurance, it’s worth looking for policies that offer rental cars and/or accommodation if your camper is put out of action during a trip, removing that extra worry.

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Have questions about insuring your motorhome or RV? Reach out. We’ll walk you through it.

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Let’s discuss your RV insurance.

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One of our insurance advisors will reach out to you to review your information and present you with the appropriate RV insurance solution.